Financial Counselors

Financial Counselors

1. Regular Meetings to address change
2. Reviewing Performance
3. Review Economic Data
Financial Planners

Financial Planners

1. Planning Through Retirement 2. Determining Asset Allocation Model. 3. How a Plan Protects our Emotional Self
Investment Managers

Investment Managers

1. Investment Diversification
2. Current Economic Outlook
3. Why Investment Time Horizons of 3-5 Years
The LaSalle Portfolio

The LaSalle Portfolio

1. Controlling Your Dividend Stream
2. Difference Between a Portfolio Versus Funds or ETF's.
3. A Portfolio of 15-20 Stocks.

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Personal Financial Advisor

 

Graphics #1 - Addressing Change

     What is a Financial Advisor

A Financial Advisor works with individuals, families, or businesses to help direct their financial affairs throughout their lifetime. Initial and subsequent meetings are part of the process of developing a financial plan and asset allocation. After the initial start-up of an account, our clients receive quarterly performance reports for their holdings. We then encourage periodic meetings to review performance results, changes in our client’s lives, and various topics of interest.

Graphics #2 - Your Financial Plan

     Financial Planning

Creating a financial plan allows us to forecast your long term financial health based on your current financial data. The Plan is then used as a road map to make changes where necessary to meeting your long term financial goals. This service is included for accounts with more than $250,000 under management. A minimal fee is required for accounts below $250,000 under management.

Graphics #3 - Asset Allocation Plan

    The Investment Management Process

At LaSalle, we believe that a three to five year time horizon is necessary for positive investment results. Based on your tolerance for risk and using your financial plan as a guide, we will formulate an investment strategy for you. This Asset Allocation Plan will utilize various investment vehicles including, but not limited to, individual stocks, exchange traded funds (ETF’s) and mutual funds. Once you agree to your Asset Allocation, your accounts will be monitored regularly and adjusted as needed to keep them in line with your allocation plan. During our regular meetings, we will review your asset allocation with you to ensure that it is still in line with your Financial Plan and changes will be made as needed.

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Graphics #4 - Understaning Economic Data

    Why Stock Portfolios

16-20 different companies in a portfolio, each with an equal investment. We look to hold these stocks until they reach a pricing that implies they are overvalued rather than undervalued. For those calculations we use research services to help with the evaluation. Prior to selling a stock, we must find another that we believe has greater value but not yet reflected in its current price, its undervalued. This process forces us to make a choice, make a comparison between two companies and the mind is actually good at comparative evaluations and poor at singular evaluations

Graphics #5 - Portfolios Using Fundamentals

    Who We Are – Investment Advisors

16-20 different companies in a portfolio, each with an equal investment. We look to hold these stocks until they reach a pricing that implies they are overvalued rather than undervalued. For those calculations we use research services to help with the evaluation. Prior to selling a stock, we must find another that we believe has greater value but not yet reflected in its current price, its undervalued. This process forces us to make a choice, make a comparison between two companies and the mind is actually good at comparative evaluations and poor at singular evaluations.

 

Our Research Toolkit

The tools, services and internal processes we use help define what we do.  The firm uses longer term, 3-5 year timeframe allocations as investments.